Read Mortgage Matters: Demystifying the Loan Approval Maze by Sylvia M. Gutierrez Free Online
Book Title: Mortgage Matters: Demystifying the Loan Approval Maze|
The author of the book: Sylvia M. Gutierrez
Format files: PDF
The size of the: 867 KB
Edition: RealWorks Press, LLC
Date of issue: June 22nd 2015
ISBN 13: 9780990400417
Read full description of the books Mortgage Matters: Demystifying the Loan Approval Maze:The Only Guide You Need to the Mortgage Loan Process
If you’re like most people, getting a mortgage can seem like a confusing, overwhelming, and frustrating process. You have lots of questions and need guidance in selecting the best options to fit your financial goals. Imagine if you had a close friend who could share with you all the answers without adding sales pressure or making you feel intimidated—a trustworthy and unbiased adviser by your side.
In Mortgage Matters: Demystifying the Loan Approval Maze, seasoned residential mortgage loan officer Sylvia M. Gutiérrez walks you step-by-step through the lending process, providing tools and tips, in language you can understand, that will empower you to:
• Reduce anxiety over the unknown
• Expedite your loan decision
• Ensure your credit report is accurate
• Get the very best loan terms for your situation
• Minimize your interest costs over the life of your loan
• Decode “mortgage speak” throughout the entire process
• Understand how new mortgage laws and financial reform affect you
This mortgage book explains the thoughts behind lender’s questions, illustrates the implications of your answers, and provides an easy-to-follow blueprint of the mortgage application process. You’ll learn how to demonstrate you’re a capable borrower, and ultimately keep the process moving forward by having the right expectations. Being educated before you begin the loan application process will make your lending experience a much more pleasant one.
Read information about the authorSylvia M. Gutiérrez has spent more than 20 years in the mortgage industry as a residential mortgage loan officer. Her expertise lies in uncovering client needs and presenting loan options that fit their specific financial goals. Sylvia has seen her clients through various market cycles and sweeping regulatory changes within the mortgage industry. She shares with her readers the key steps to follow to ensure rapid loan decisioning.
Born to Cuban immigrant parents, she has a Bachelor’s degree in Finance from Florida International University and currently serves as a Board Member to the South Florida Chapter of the Mortgage Bankers Association and on NAMB’s Diversity & Inclusion Committee, co-chairing the subcommittee on Fair Lending topics.
She has worked for banks, non-bank mortgage companies and a small mom and pop broker shop. She enjoys taking a relatively complex process and translating dense technical or legal subject matter into simple human language to get people excited about the possibility of homeownership.
Change is a constant in the Mortgage Industry. All expressions reflect her judgment as of the date of publication. The opinions offered do not reflect the views of any association, organization or employer with whom she may be associated.
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